I see that the online rate is 3.99% which is great, However it was brought to my atention that the rate will not last and will go up a considerable amount??? Now i hope this is false, Can anyone here confirm that this is false? TIA -Rob


I am soooo close to pulling the trigger on a TT, well after one of you guys sells me theirs lol. Thanks to all that have pm'ed me however i can not spend more than 45k and would prefer a modded (not beat on) car.

 

i just passed by my local penfed
took a snapshot for ya

 

try bank of america

 

I guess that flew right over my head Brate moj

 

pen fed sucks
when purchasing my car i tried them and they changed rates on me for no reason

bank of america was super easy
did everything online, and they sent the dealer the money within 48 hours.

they also have super low rates
i pay 3.99 on my car now


ja sam iz crnogora. kuda činiti te potjecati od?

 

thanks for the info on penn fed, From what i have heard here i thought they were great?? I will do some more research.

I was actually born here, I am half macedonian half srpski from beograd. Where in NY are you from? My very good friend is the head of the serbian club in queens. we just had a nje nas bozic party and a news years party two weeks ago. lots of events in manhatten queens and LI. Check out clubparada.com

 

brooklyn
with the rest of the bilgerants lol

 

the bilgerants and don't forget Biggie! haha, i am from MA, this summer when i get my P-car i am sure i will meet you down there for a GTG/run/event type scenario.

 

I just financed through PenFed, it got the 3.99% rate, I was not told that the rate would go up at any point.

The whole experience was VERY frustrating. The seller of my car had a loan on it, so we had a lot to work out. His credit union was very helpful- whereas PenFed was very difficult to deal with. Every time I called (which was A LOT), each person I spoke to told me something different.

If you are buying from a dealer of private seller who holds the title, it should be easy. The fact that titles are held electronically by leinholders in CA was a major hurdle to overcome.

If you can get 3.99 through BAC, that's what I'd do...

 

Just purchased mine with a loan through PenFed. No problems whatsoever. The 3.99 is good for the entire length of the loan. I applied over the phone and was approved in 10 minutes. Pretty painless.

 

+1. I paid an extra $20 and had a check in my hand on Monday after joining the credit union on Friday at 3:00PM. They even financed the book value of the car, not what I paid, so I rolled the tax in there. I couldn't have had an easier experience.

 

I thought the 3.99% was only an internet deal (thought I read that on their site) and going over the phone would change the rate...I would feel alot better about calling.

I have a rookie financing question (I have bought my other cars outright). If I were to buy a truck and wanted to get partial financing through PenFed, is that something they would do? Say it were a $35K truck and I wanted to finance $15k of it, would that make the ordeal any more difficult in dealing with PenFed? As a point of reference this is a used car dealer locally that I would be buying from.

Thanks.

 

I bought my through PenFed as well. Just fill out a online pre-approval and you will get a check in the mail. The check will be good for 90 days.

B of A will not finance any car older than 2005. I tried before I went w/ PenFed.

 

I support penfed a lot on here They should pay me commission

Bought my 01 996tt back in June with no problems whatsoever. Entirely painless.

 

I must be the only one who has had issues- all the other reviews have been great...