Any Auto Insurance Compant That Will Include Drivers Education Track Events ?
#3
The general rule is that most policies include language regarding competition and or timed events as an exclusion from coverage.
Since DE 's are niether.They are events that teach driving skills and car control Good companies will pay. You should check the fine print. Don't ask them.
I had a serious incident and they investigated the format of the DE and did total the car( they probably didn't like it) but they did pay up.
What ever you do if it you have to make a claim don't lie!!! That is fraud and is their way out.
Elliot
Since DE 's are niether.They are events that teach driving skills and car control Good companies will pay. You should check the fine print. Don't ask them.
I had a serious incident and they investigated the format of the DE and did total the car( they probably didn't like it) but they did pay up.
What ever you do if it you have to make a claim don't lie!!! That is fraud and is their way out.
Elliot
#4
Originally Posted by Turbohead
The general rule is that most policies include language regarding competition and or timed events as an exclusion from coverage.
Since DE 's are niether.They are events that teach driving skills and car control Good companies will pay. You should check the fine print. Don't ask them.
I had a serious incident and they investigated the format of the DE and did total the car( they probably didn't like it) but they did pay up.
What ever you do if it you have to make a claim don't lie!!! That is fraud and is their way out.
Elliot
Since DE 's are niether.They are events that teach driving skills and car control Good companies will pay. You should check the fine print. Don't ask them.
I had a serious incident and they investigated the format of the DE and did total the car( they probably didn't like it) but they did pay up.
What ever you do if it you have to make a claim don't lie!!! That is fraud and is their way out.
Elliot
#5
good points. your right calling them i get no answers, they say its not covered. i have gieco. i will call a few more anyway and get a print of my coverage details. otherwise i will just kidnap their "Getgo" critter and hold him ransom until they pay !
#7
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#10
I have State Farm, and before my first event, I emailed my agent a complete description of the PCA DE from their website, he forwarded it to their underwriters, who came back with a thumbs up.
#11
USAA also is pretty friendly for DE's. But if you look at Pano they have companies that specailize in track insurance. You buy it by the day and agree on a deductable in the event of an incident. This is the best way to protect yourself if you are really concerned.
#12
I Called Usaa, This Is For People Who Have Military Experience And They Get This Discounted Insurance. So You Or Someone In Your Family Has To Have Military Background....
#14
Called Allstate and Nationwide = Both researched with underwriter and read me the exclusions ( just added a year ago, looks like they are catching on)
" club events, performance driving " not covered.
DW
" club events, performance driving " not covered.
DW