Originally Posted by Stryke

Everyone's situation differs and I don't like telling someone what they can or cannot afford. You know how many people call me asking if I can take $500 a month for 6 months and hold a Rolex for them? Come on, layaway a Rolex? To each their own. If they want to prioritize a luxury good then so be it. I do not approve of it but I do not tell them what to do with their money either. Maybe the guy doesn't have $200K in cash but know he has enough income to pay $3K/month for the next year and wants to get the car of his dreams. If he still gets to drive it then no sense in telling him he can't afford it and killing his buzz.